About Us

Arica RosenstrachWhat distinguishes one insurance agency from another? Wisdom – the customer’s knowledge that she or he is truly being taken care of and protected from the inherent risks of life. Arica’s Insurance founder Arica Rosenstrach believes it also derives from over 20 years of experience in the risk management field. When that experience of providing the right individual policy meets customer needs, a relationship is established that is mutually beneficial, stable and long lasting. Arica’s motto is, appropriately, “insure wisely.” Arica Rosenstrach and Athena, the wise owl, both symbolize commitment to provide the accurate information you need to secure auto, health, home, or commercial insurance, and that you will get a relationship and policy 100% tailored to your needs.

Arica Rosenstrach, president of Arica's Insurance and Arica’s Notary Service has always liked to help people and businesses. She believes there is more to someone’s personal life and professional than just statistics. Getting to know the entire exposure, personally and/or professionally, is critical in finding the right insurance product and insuring it wisely.

Arica’s positive attitude and philosophy carries into her relationship with her insurance customers. Being healthy and happy financially, and protected from risk, is as important as being healthy and happy physically.

Arica Rosenstrach is a member of the Columbia County Chamber of Commerce and The National Association of Professional Women, National Association of Professional Insurance Agents (PIA), and Independent Insurance Agents & Brokers of New York (IIABNY). Arica specializes in commercial insurance, contractor’s insurance, wholesale distribution, commercial development, restaurants, farms, distilleries, and more.

An Independent Advantage

We are Independent Agents in Hudson, New York, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Arica's Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.

April 15th, 2020 by Arica's Insurance